We cannot research it for you - banks market programs based on regional marketing plans. As far as incentives to join - you'll have to stop in and do your research. Personally, we have 4 banks we use. One credit union, One virtual bank (HSBC or INGDirect) and two national banks. None of them have fees to open, infact there are incentives to go and open an account. Chase is paying $125 if you open an account there.
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